AMA with Smarty Pay

Introduction segment

auria | Decentralized Club💎:
Q1. Can you start us off with what Smartypay is about?

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
Good question

Mimin SPY:
Smarty Pay ($SPY) is a utility token created Smarty Indonesia, an E-commerce company
Headquartered in Bogor, West Java, Indonesia.

Smarty project establish around 5 years ago. as an E-commerce company, Smarty succeeded in combining offline and online transactions which more profitable for both sellers and buyers.

After the project has strong foundation, Smarty Indonesia launched Smarty Pay token on July 2021 as a token utility for Smarty Indonesia e-commerce.
Smarty with its technology ecosystem are accessible for global society, to be able to transact all kinds of necessities of life and get profit sharing points that can be converted into SPY tokens.

Smarty Pay (SPY) has a long term program to give benefit for the community through charity and by supporting Small and Medium Enterprises (SMEs), running on Binance Smart Chain technology, to connect between an offline-online transaction with retail systems (point of sales) that can be used globally.

The retail transaction system (POS/point of sales) from Smarty Indonesia will be the main engine of the block hash for every transaction that will be converted to SPY, where each holder has the opportunity to do stacking, farming, exchange etc. to maximize their capitalization.

We want to be a pioneer in Indonesia, by establishing those kind of innovation & breakthrough: That Fiat Gateway and Crypto Gateway can be synergize

Please visit spy-token.io for more information about Smarty Pay Token and its project underline.

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
✨Token
🌺Name :Smarty Pay(SPY)
🌺Symbol :SPY
🌺Decimal :0
🌺Network :Binance Smart Chain

✨About
🌸Website :spy-token.io
🌸Twitter :https://twitter.com/PaySmarty?s=09
🌸Telegram Global :https://t.me/SPYGlobal
🌸Telegram Indonesia :https://t.me/SPYIndonesia
🌸Defi :https://app.spy-token.io
🌸SC:
0x17fd3caa66502c6f1cbd5600d8448f3af8f2aba1

✨Tokenomi
🏖️5% presale
🏖️35% burn
🏖️10% marketing
🏖️10% mining & stacking
🏖️30% development
🏖️5% stable asset
🏖️5% charity

✨Listing
💠Techrate✅
💠DIGIASSET✅
💠HOTBIT✅
💠COINTIGER✅
💠COINSBIT✅
💠COINGECKO✅
💠CMC✅
💠LATOKEN✅

✨Coming soon
🍄BKEX
🍄CERTIK
🍄Bitmart
🍄Indodax
🍄Gate.io

auria | Decentralized Club💎:
Q2. Can you elaborate on the distinct features offered by Smartypay ?

Mimin SPY:
What distinct Smarty Pay Token from other competitors, are:

1) Unlike other tokens, Smarty established its underline project, then launched Smarty Pay Token. So it is not the other way around

2) Smarty Pay De-Fi and blockchain has adapt to the newest trend, allowing holders to has better service, transparency, trust, and passive income that bigger than our competitors. Check our De-Fi at app.spy-token.io

Mimin SPY:
Smarty De-Fi for farming with High APY rate

3) With the completeness of technology and project underlines by Smarty Indonesia, it is possible for holders to make SPY one of the assets that must be owned and stored for a long time. Our goals is to evolve SPY into a complete feature that can be used by all levels of society such as: e-commerce, POS (Point of Sales) , Offline Trading , PPOB , Logistics , Farming , NFT ,Vaults , Governance Protocol , DTP , P2E gaming and metaverse

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
Smarty Pay (SPY) will make Super DeFi.
1. Farming APY high✅
2. NFT Power Level Staking
(This month)

Mimin SPY:
Our team consist of various background & experience on blockchain programming, Web developer & Apps programming, financial & trading, marketers, creative content & copywriting, business development, admin-customer support and other team support.

ᴅᴇxʟᴛʏ | ɴᴠʀ ᴅᴍ ꜰʀsᴛ  ‌:
and we also always use the latest technological innovations in cryptocurrencies

Mimin SPY:
We also has another team working for project underline, that has experience on fast moving consumer goods & retail chain businesses.

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
🌺🅲🅾🅼🅸🅽🅶 🆂🅾🅾🅽🌺
✨𝙉𝙁𝙏 𝙋𝙤𝙬𝙚𝙧 𝙇𝙚𝙫𝙚𝙡✨

auria | Decentralized Club💎:
Impressive ☺️

Q3. What is benefit of acquiring and holding $SPY and how does it serve as utility in your platform?

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
Nice question

ᴅᴇxʟᴛʏ | ɴᴠʀ ᴅᴍ ꜰʀsᴛ  ‌:
Unlike most tokens which are only tokens for savings, SPY tokens have the advantage of farming pools so your assets can be developed and increased.

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
Farming with High APY app.spy-token.io you can get 1% one day

Mimin SPY:
The benefit of holding $SPY, holders can do farming at Smarty DeFi app.spy-token.io, and soon SPY will launch Smarty NFT for staking.

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
Power Level Staking, will be listing this month

Staking on LATOKEN

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
⛱️SPY x LATOKEN⛱️

✨Present :
🌺Staking SPY on LATOKEN🌺

and many more features that SPY will develop

Mimin SPY:
For $SPY holder who is also using Smarty Shop E-Commerce Platform, can have transaction there and get a reward point. Accumulated reward point then can be converted to $SPY. Currently the e-commerce platform can be use in Indonesia but $SPY Dev already have a plan to expand to other countries.

auria | Decentralized Club💎:
Q4.Can you tell us what are you guys planning to achieve by the Q1 of 2022?

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
Good question

Mimin SPY:
What $SPY Dev Team want to achieve by Q1 this year are, Listing at BKEX (Jan 20), launching Smarty NFT Power Stake, launching Smarty NFT Signature, and several competition events.

ᴅᴇxʟᴛʏ | ɴᴠʀ ᴅᴍ ꜰʀsᴛ  ‌:
Previously for the roadmap we always updated it in the official group and also on our website so you can see it on both

Mimin SPY:
https://bkex.zendesk.com/hc/en-us/articles/4415075736985

ᴅᴇxʟᴛʏ | ɴᴠʀ ᴅᴍ ꜰʀsᴛ  ‌:
group : https://t.me/SPYGlobal
website : https://spy-token.io/

Mimin SPY:
⁣SMARTY PAY ( $SPY ) Team is Building an Entire Ecosystem for DeFi users. 💯💎

We strive to be the Biggest and most Decentralized & Community-Driven Crypto Platform. 🌎

Stake, Swap, Farm, Govern, Cast NFTs, Refer and Compete will SOON COME OUT on https://app.spy-token.io/ 💯🙌

It is amazing to see what we have achieved together during these past 4 months 🙏❤️

We are very excited for Q1 2022 😍... We are about to change the game! 🔥🚀

⁣🌺🅰🅽🅽🅾🆄🅽🅲🅴🅼🅴🅽🆃🌺

1. Eight days BKEX listing countdown.

2. Progress for the wallet converter, the page for the spy converter will change for global use.

3. Progress of nft power stake 6 levels will enter testing testnet in few days.

4. Apy 30.000% is still ongoing and look forward to millions of apy from nft power stakes which will be launched soon.

5. AMA Marathon from 3 - 20 January.

6. Trading Competition spy on Latoken Season #1 will end on January 15, 2022 and Trading Competition spy on Latoken Season #2 will start on January 16, 2022. an announcement from Latoken will follow.

✨@OfficialSmartyPay ✨

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
we also want to convey that in 2022 there will be a lot of work and big projects that we will soon complete, including:
️🏖️ Listing BKEX (in January 2022) ️
🏖️Listing Bitmart
🏖️Listing Upbit
🏖️Listing Whitebit
🏖️Listing MEXC ️
🏖️Listing Indodax
🏖️Listing Gate.io ️
🏖️Audit Certik ️
🏖️Advanced Game ️️
🏖️Metaverse ️
🏖️NFT

Of course Super Defi too

🌸🆂🅾🅾🅽🌸
🌺What will be in Defi SPY?🤔🌺

1. Farming✅
Enjoy high APY up to tens of thousands of APY to maximize your income

2. NFT Power
Bet Enjoy 6 levels of SPY power stakes for power boosting your results!!!

3. NFT Signature
Have Thousands of Signature Image Collections from SPY digital art that can be ownership rights and can be power stakes and can be minted

4. Government Protocol
Defi SPY is a decentralized financial inclusion with 100% community driven that allows all holders to make adjustments and vote for a change for the better

5. The Vaults
With the auto compound farm system, it is very easy for farmers to do auto work and auto compound for your assets and you can directly select the assets you want for the type of Harvest Assets you want.

6. Derivative Trading
The combination of CEXs and Dexs will be a great strength as a unique feature and very easy for holders to trade

7. NFT MARKET
An NFT marketplace that allows holders to sell and buy NFT power Stakes and Signatures and sell their own NFT creations

8. Wallet Converter
a superior feature of smarty Indonesia that can support holders to convert from profit sharing in the smarty platform aps from the results of daily, daily and monthly transactions

9. There are still many features that we are working on to support Super Defi SPY in order to provide faster, more accurate, and more efficient service to all holders

Twitter segment

auria | Decentralized Club💎:
Q.1 Twitter question from @stellapaul0

I read about The POS (point of sales) transaction system from Smarty Indonesia will be the main block hash engine for every transaction. Can you explain about Smarty's POS transaction system? Who developed it? How fast & safe? And are there any other projects using it now?

Mimin SPY:
Thank you Stella for the question.

Smarty POS developed by Smarty Sejahtera Indonesia, underline project corporation. There are 2 kind of Smarty POS, 1) Smarty POS Retail for people who own retail mart & kiosk business (offline), and 2) Smarty POS Mini is a mobile version of Smarty POS intended for individual who want to sell their product without owning a physical store.

Smarty underline project are connecting offline-online business with Smarty Platform.

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
🌺🅲🅾🅼🅸🅽🅶 🆂🅾🅾🅽🌺
✨Wallet Converter✨

Mimin SPY:
The platform are integrated into one system, named NEMOT. From the results of the transaction, each block hash that can be created is shared between the seller and the buyer which can then be converted to a $SPY crypto asset.

And of course, from every blockhash transaction that occurs, Smarty Indonesia will get a percentage of each transaction result
and that is an advantage for us that can be used to make roadmap projects that are more complete, safe, easy and more sophisticated in the future.

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
I will conclude a little to do with SPY. By shopping or buying on the Smarty e-commerce application, we can get points in FIAT currency which can later be converted into SPY. Through a feature called Wallet Convert (One of the SPY projects). Currently the Smarty e-commerce application is in the development stage for global

auria | Decentralized Club💎:
Q.2 Twitter question from @shawnmendess230

Could you tell us which userbase is "PaySmarty' main target? Do you focus only on big Investors or small retail Investors also can be a big role in your project?
Have any plans for global expansion and have any highlighted features,& educated program for the new players?

Mimin SPY:
Thank you Shawn.
The userbase of Smarty Pay Token is anybody, especially long term holders & investors. Smarty Pay are accepted by Indonesian as its community are growing bigger everyday.

ᴅᴇxʟᴛʏ | ɴᴠʀ ᴅᴍ ꜰʀsᴛ  ‌:
We, as investors, accept from all walks of life, so if you have a small capital, we also accept it. We accept from all walks of life

Mimin SPY:
Here are the list of $SPY community Telegram groups:
✨Indonesia 🇮🇩:https://t.me/SPYIndonesia
✨Global 🌍:https://t.me/SPYGlobal
✨India 🇮🇳:https://t.me/SPY_India
✨Bangladesh 🇧🇩:https://t.me/SPY_Bangladesh
✨Srilanka 🇱🇰:https://t.me/SPY_SRILANKA
✨Turkish 🇹🇷:https://t.me/spy_turkey
✨China 🇨🇳:https://t.me/spy_china
✨Korea 🇰🇷:https://t.me/SPY_KOREA
✨Russia 🇷🇺:https://t.me/SPY_Russia
✨Pakistan 🇵🇰:https://t.me/SPYpakistan

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
We always educate, especially the SPY passive income feature.

Mimin SPY:
Smarty Pay Dev team are put all valuable information regarding guideline, education materials, and other helpful content shared to all $SPY groups

auria | Decentralized Club💎:
Q.3 Twitter question from @Sherene7877

It caught my attention that SmartyPay has officially been audited by Techrata. Do you think that just One Audit is enough to detect all loopholes and bugs in a Contract? Do you have plans to apply for Audit with other Audit Platforms like Certik and the rest in the Future?

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
Of course we will audit DeFi SPY with Certik audit, to increase security.

ᴅᴇxʟᴛʏ | ɴᴠʀ ᴅᴍ ꜰʀsᴛ  ‌:
https://github.com/TechRate/Smart-Contract-Audits/blob/main/September/SmartyPay%20Full%20Smart%20Contract%20Security%20Audit.pdf

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
https://github.com/TechRate/Smart-Contract-Audits/blob/main/September/SmartyPay%20Full%20Smart%20Contract%20Security%20Audit.pdf

Mimin SPY:
Good observation, Sherene. $SPY has been audited by TechRate and in 2022 will submit for audit by Certik. Please keep following SPY social media for update info. Thank you.

auria | Decentralized Club💎:
Q.4 Twitter question from @Tylor2209

What is the MISSION of SPYToken? How is your project designed build real benefits and investment return to global community of crypto investors? How will you create positive impact on people and in the digital ecosystem using blockchain technology?

Mimin SPY:
Challenging question. Thank you Tylor.

In a nutshell, Smarty Pay want to become One Stop place for both investors and customers (for Smarty's underline project) with the completeness of technology and project underlines by Smarty Indonesia, it is possible for holders to make SPY one of the assets that must be owned and stored for a long time. Our goals is to evolve SPY into a complete feature that can be used by all levels of society such as: e-commerce, POS (Point of Sales) , Offline Trading , PPOB , Logistics , Farming , NFT ,Vaults , Governance Protocol , DTP , P2E gaming and metaverse

Smarty Pay are inspired by other successful token/coin and learn from their experiences.

auria | Decentralized Club💎:
Niice!
Moving on to our last question of Twitter segment

Q.5 Twitter Question from @Cryptolove22193

I read that SPY believes in quality of the NFTs rather than the quantity of NFTs. So do you have a criteria to select quality NFTs in your marketplace? Will the marketplace be accessible for all? Or do they need to hold SPY tokens?

ᴅᴇxʟᴛʏ | ɴᴠʀ ᴅᴍ ꜰʀsᴛ  ‌:
for NFT we will create our own marketplace and everyone can access it and we will give the name for our NFT later is "NFT signature" and the number is also limited

auria | Decentralized Club💎:
Thank you for answer all the Twitter question.That's so informative for our community

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
NFT feature in SPY will consist of 2 segments The NFT POWER STAKE segment is prepared for holders to do staking. There are 6 levels of power boosting stakes to increase the stake yield. The NFT Signature segment is an NFT produced by SPY with a professional digital art team which can support holders to mint, stake and sell on our NFT Marketplace. and our NFT Marketplace also provides a feature to trade the holders' creations of NFT for minting and stake as well

Live segment

1)i thingking about me || Buy PCX ;*:
Where can I farm my token $SPY with high APY income and what are the plans for the future or in the next few months to build the future?

Mimin SPY:
You can farm $SPY with its available pair at app.spy-token.io

2)Topind:
1. Getting 1% APY in a day with farming seems to much for me, how are you able to cope with this high APY?

2. What is the exact date Power level staking will be out?

ᴅᴇxʟᴛʏ | ɴᴠʀ ᴅᴍ ꜰʀsᴛ  ‌:
we overcome high APY because our tokenomic dama for farming and staking is 10% of the share if less we will take it in developer wallet and for the NFT power level we can’t tell the exact date yet

3)Karoceh:
I can see that Smarty De-Fi has interesting APY. But In addition to the APY rate, I think investors are also looking for stable income. How can we be sure that SmartPay will survive and generate stable income in the long term?

𝓞𝓶 𝓳𝓮𝓹𝓪𝓷𝓰 | 𝒩𝐸𝒱𝐸𝑅 𝒟𝑀 𝐹𝐼𝑅𝒮𝒯 🇮🇩:
Don't worry about price stability and opportunities for good prices in the future because SPY is a utility token type defi SPY is just one of the utility features provided by SPY with e-commerce companies behind SPY, other transaction features will be prepared as utilities so that usage can be in a well-organized ecosystem such as MINI POS, REtail POS, Ecommerce, marketplace, DC, DTP and so on.

4)sᴏꜰᴛ ʙᴏʏ:
What are the steps to become a part of your community, and start getting revenues? Where do we buy, where do we sign up? This looks like an amazing project!

ᴅᴇxʟᴛʏ | ɴᴠʀ ᴅᴍ ꜰʀsᴛ  ‌:
Hai SOFT BOY, you can buy SPY at DEX: pancake
and CEX:
- Digiasset Indonesia
- HotBit
- CoinsBit
- Coin Tiger
- Latoken
_ BKEX (20 January)

Join our Tele Community group : @spyglobal

5)Gen Block:
🙋‍♂️

I saw 5% allocation for Charity at SmartPay tokenomic. Can you share which organization the donation given? Can community also vote for which charity in the next donation round?

Mimin SPY:
Correct. Good observation. SPY allocated 5% for charity, distributed by various channel; internal Smarty Pay Team donate basic need, supporting local village football club, and in the future want to connect with orphanage and other charity board/organization.